Posts Tagged ‘Bodily Injury Liability’

Ohio Car Insurance Requirements and Regulations Made Easy

July 22nd, 2010

If you have a car in Ohio and want to drive, you need to be asked about car insurance, now is not an option, not only for her by law, but because you need to protect your financial assets.But before you buy insurance, you need to know what are the requirements for auto insurance in Ohio.

Law of the State of Ohio requires that all drivers of motor vehicles responsible for personal injury and property damage coverage coverage. The minimum coverage for bodily injury liability is required $ 12.5000 per person injured in an accident and $ 25,000 for all persons injured in an accident.

For property damage the minimum coverage required is $ 7,500 for damage to or destruction of property of others. Also responsible for property damage is to cover costs for legal defense in the case of someone when a prosecution against you. In Ohio all have a great shame, responsibility, to protect itself from an accident involving property damage to someone else.

In Ohio, there is the voluntary insurance, such as uninsured motorist coverage, underinsured motorist coverage, and others. It is not absolutely necessary to have this type of insurance, but you should buy what you protect your assets do better accident.

The auto insurance for all drivers in Ohio are: » Read more: Ohio Car Insurance Requirements and Regulations Made Easy

Everything You Need to Know in Regards to Michigan Auto Insurance

June 29th, 2010

Most residents in Michigan are well aware of the fact that a state of Michigan is without fault when it comes to their automobile insurance coverage is here in Michigan. In Michigan, choosing the right car insurance for your needs generally requires the purchase much more than the basic minimum requirements remain the law of Michigan. The no-fault law in Michigan should be fast in order to compensate for medical expenses, lost wages, and the repair of your vehicle.

Michigan Automobile Insurance Act requires you to at least the bodily injury liability limits of 20/40/10. This means that you have a range of $ 20,000 per injured person up to a total of $ 40,000 per accident. This is also the responsibility of property damage $ 10,000. In the state of property damage in Michigan and is automatically increased to $ 1,000,000 covered.
» Read more: Everything You Need to Know in Regards to Michigan Auto Insurance

Colorado Auto Insurance Minimum Coverage Requirements

June 19th, 2010

Are you aware of the Colorado auto insurance minimum coverage requirements? The minimum levels of auto insurance coverage requirements are set by CO lawmakers. Driving without the required insurance is a very serious matter and can result in penalties and unwanted hassle.

Bodily Injury Liability

As a Colorado driver, you must have at least $25,000 in individual bodily injury liability insurance in place. This type of insurance pays for the medical expenses of a person injured in an automobile accident where you are considered the at-fault driver. Your policy must also have a cap of at least $50,000 to pay the medical bills for two or more people injured in the same accident.

Property Damage Liability

The property damage liability portion of your policy pays for damage caused to objects, such as the other driver’s vehicle, a mailbox, a fence, or a shed. The minimum level of coverage required by law in CO is $15,000. » Read more: Colorado Auto Insurance Minimum Coverage Requirements